Call reports 2010
HARVEST COMMUNITY BANK — 2010
What HARVEST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 193,604,000 | 194,383,000 | 196,632,000 | 200,038,000 |
| Total loans | 140,632,000 | 142,120,000 | 142,282,000 | 139,593,000 |
| Allowance for loan losses | 1,521,000 | 1,509,000 | 1,737,000 | 2,026,000 |
| Securities available for sale | 36,022,000 | 34,977,000 | 36,065,000 | 38,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,601,000 | 178,091,000 | 179,744,000 | 183,595,000 |
| Interest-bearing deposits | 164,986,000 | 165,215,000 | 169,049,000 | 173,006,000 |
| Noninterest-bearing deposits | 12,615,000 | 12,876,000 | 10,695,000 | 10,589,000 |
| Equity capital | 15,527,000 | 15,886,000 | 16,358,000 | 16,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,383,000 | 4,682,000 | 7,074,000 | 9,294,000 |
| Interest expense | 703,000 | 1,349,000 | 1,976,000 | 2,586,000 |
| Net interest income | 1,680,000 | 3,333,000 | 5,098,000 | 6,708,000 |
| Noninterest income | 187,000 | 373,000 | 541,000 | 698,000 |
| Noninterest expense | 1,287,000 | 2,615,000 | 3,997,000 | 5,215,000 |
| Provision for loan losses | 591,000 | 766,000 | 986,000 | 1,431,000 |
| Pretax income | -11,000 | 325,000 | 656,000 | 784,000 |
| Income tax | -3,000 | 103,000 | 193,000 | 160,000 |
| Net income | -8,000 | 222,000 | 463,000 | 624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,038,000 | 15,274,000 | 15,519,000 | 15,686,000 |
| Total capital | 16,559,000 | 16,783,000 | 17,256,000 | 17,482,000 |
| Risk-weighted assets | 148,090,000 | 148,422,000 | 147,658,000 | 143,443,000 |