Call reports 2007
HARVEST COMMUNITY BANK — 2007
What HARVEST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 179,409,000 | 182,684,000 | 183,693,000 | 178,980,000 |
| Total loans | 127,124,000 | 133,145,000 | 134,010,000 | 135,204,000 |
| Allowance for loan losses | 950,000 | 1,008,000 | 974,000 | 1,025,000 |
| Securities available for sale | 36,445,000 | 35,508,000 | 35,235,000 | 33,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,018,000 | 166,295,000 | 166,650,000 | 163,005,000 |
| Interest-bearing deposits | 151,047,000 | 147,784,000 | 154,180,000 | 152,856,000 |
| Noninterest-bearing deposits | 11,971,000 | 18,511,000 | 12,470,000 | 10,149,000 |
| Equity capital | 12,690,000 | 12,686,000 | 13,209,000 | 13,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,832,000 | 5,775,000 | 8,816,000 | 11,889,000 |
| Interest expense | 1,547,000 | 3,192,000 | 4,901,000 | 6,607,000 |
| Net interest income | 1,285,000 | 2,583,000 | 3,915,000 | 5,282,000 |
| Noninterest income | 122,000 | 280,000 | 470,000 | 615,000 |
| Noninterest expense | 1,079,000 | 2,218,000 | 3,274,000 | 4,362,000 |
| Provision for loan losses | 33,000 | 61,000 | 85,000 | 136,000 |
| Pretax income | 295,000 | 584,000 | 1,026,000 | 1,399,000 |
| Income tax | 101,000 | 197,000 | 353,000 | 475,000 |
| Net income | 194,000 | 387,000 | 673,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,917,000 | 13,109,000 | 13,399,000 | 13,655,000 |
| Total capital | 13,867,000 | 14,117,000 | 14,373,000 | 14,680,000 |
| Risk-weighted assets | 129,507,000 | 136,397,000 | 138,333,000 | 139,998,000 |