Call reports 2002
HARVEST COMMUNITY BANK — 2002
What HARVEST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,798,000 | 45,692,000 | 49,552,000 | 51,684,000 |
| Total loans | 28,921,000 | 33,240,000 | 36,395,000 | 40,116,000 |
| Allowance for loan losses | 235,000 | 238,000 | 254,000 | 295,000 |
| Securities available for sale | 5,132,000 | 6,966,000 | 6,797,000 | 6,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,208,000 | 41,984,000 | 44,813,000 | 46,916,000 |
| Interest-bearing deposits | 31,571,000 | 36,790,000 | 39,629,000 | 42,449,000 |
| Noninterest-bearing deposits | 3,637,000 | 5,194,000 | 5,184,000 | 4,467,000 |
| Equity capital | 3,448,000 | 3,544,000 | 4,027,000 | 4,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,236,000 | 1,957,000 | 2,737,000 |
| Interest expense | 256,000 | 524,000 | 814,000 | 1,127,000 |
| Net interest income | 318,000 | 712,000 | 1,143,000 | 1,610,000 |
| Noninterest income | 34,000 | 61,000 | 104,000 | 146,000 |
| Noninterest expense | 345,000 | 752,000 | 1,231,000 | 1,678,000 |
| Provision for loan losses | 2,000 | 6,000 | 33,000 | 74,000 |
| Pretax income | 5,000 | 15,000 | 61,000 | 82,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,000 | 15,000 | 61,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,426,000 | 3,437,000 | 3,983,000 | 4,517,000 |
| Total capital | 3,661,000 | 3,675,000 | 4,237,000 | 4,812,000 |
| Risk-weighted assets | 31,041,000 | 35,905,000 | 38,088,000 | 40,722,000 |