Call reports 2001
HARVEST COMMUNITY BANK — 2001
What HARVEST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,146,000 | 29,936,000 | 33,581,000 | 34,868,000 |
| Total loans | 14,674,000 | 19,265,000 | 23,204,000 | 25,948,000 |
| Allowance for loan losses | 143,000 | 184,000 | 210,000 | 233,000 |
| Securities available for sale | 2,654,000 | 1,808,000 | 2,997,000 | 3,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,294,000 | 26,096,000 | 29,885,000 | 31,129,000 |
| Interest-bearing deposits | 17,096,000 | 19,622,000 | 25,211,000 | 26,587,000 |
| Noninterest-bearing deposits | 3,198,000 | 6,474,000 | 4,674,000 | 4,542,000 |
| Equity capital | 3,691,000 | 3,540,000 | 3,521,000 | 3,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 908,000 | 1,421,000 | 1,984,000 |
| Interest expense | 202,000 | 423,000 | 663,000 | 912,000 |
| Net interest income | 237,000 | 485,000 | 758,000 | 1,072,000 |
| Noninterest income | 21,000 | 50,000 | 74,000 | 107,000 |
| Noninterest expense | 341,000 | 692,000 | 1,036,000 | 1,368,000 |
| Provision for loan losses | 46,000 | 87,000 | 113,000 | 136,000 |
| Pretax income | -129,000 | -244,000 | -317,000 | -325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -129,000 | -244,000 | -317,000 | -325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,618,000 | 3,503,000 | 3,431,000 | 3,422,000 |
| Total capital | 3,761,000 | 3,687,000 | 3,641,000 | 3,655,000 |
| Risk-weighted assets | 17,051,000 | 21,583,000 | 25,266,000 | 27,474,000 |