Call reports 2001
DELTA BANK AND TRUST — 2001
What DELTA BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,529,000 | 17,585,000 | 35,953,000 | 35,280,000 |
| Total loans | 7,423,000 | 2,953,000 | 15,855,000 | 15,451,000 |
| Allowance for loan losses | 119,000 | 121,000 | 565,000 | 480,000 |
| Securities available for sale | 3,261,000 | 3,769,000 | 6,897,000 | 5,622,000 |
| Securities held to maturity | 375,000 | 375,000 | 463,000 | 445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,030,000 | 16,172,000 | 32,684,000 | 32,026,000 |
| Interest-bearing deposits | 15,552,000 | 15,562,000 | 30,034,000 | 27,931,000 |
| Noninterest-bearing deposits | 478,000 | 610,000 | 2,650,000 | 4,095,000 |
| Equity capital | 1,434,000 | 1,356,000 | 3,066,000 | 3,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 532,000 | 457,000 | 926,000 |
| Interest expense | 200,000 | 397,000 | 244,000 | 533,000 |
| Net interest income | 103,000 | 135,000 | 213,000 | 393,000 |
| Noninterest income | 23,000 | 52,000 | 67,000 | 160,000 |
| Noninterest expense | 141,000 | 295,000 | 314,000 | 670,000 |
| Provision for loan losses | 3,000 | 4,000 | 2,000 | -78,000 |
| Pretax income | -2,000 | -84,000 | -36,000 | -36,000 |
| Income tax | 0 | 0 | -14,000 | -17,000 |
| Net income | -2,000 | -84,000 | -22,000 | -19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,420,000 | 1,337,000 | 3,012,000 | 3,015,000 |
| Total capital | 1,527,000 | 1,408,000 | 3,257,000 | 3,255,000 |
| Risk-weighted assets | 8,540,000 | 5,703,000 | 19,223,000 | 18,942,000 |