Call reports 2013
COLUMBUS SAVINGS BANK — 2013
What COLUMBUS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 15,235,000 | 14,905,000 | 14,640,000 | 13,931,000 |
| Total loans | 5,296,000 | 5,192,000 | 4,649,000 | 4,566,000 |
| Allowance for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Securities available for sale | 9,109,000 | 8,313,000 | 7,956,000 | 7,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,080,000 | 11,246,000 | 11,064,000 | 10,537,000 |
| Interest-bearing deposits | 11,071,000 | 11,230,000 | 11,055,000 | 10,507,000 |
| Noninterest-bearing deposits | 9,000 | 16,000 | 9,000 | 30,000 |
| Equity capital | 3,873,000 | 3,534,000 | 3,494,000 | 3,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 288,000 | 416,000 | 543,000 |
| Interest expense | 28,000 | 55,000 | 82,000 | 109,000 |
| Net interest income | 122,000 | 233,000 | 334,000 | 434,000 |
| Noninterest income | 0 | 0 | 2,000 | 2,000 |
| Noninterest expense | 146,000 | 331,000 | 479,000 | 623,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -24,000 | -98,000 | -143,000 | -187,000 |
| Income tax | -3,000 | -14,000 | -38,000 | -56,000 |
| Net income | -21,000 | -84,000 | -105,000 | -131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,716,000 | 3,654,000 | 3,632,000 | 3,606,000 |
| Total capital | 3,724,000 | 3,662,000 | 3,640,000 | 3,614,000 |
| Risk-weighted assets | 4,605,000 | 4,633,000 | 4,424,000 | 4,280,000 |