Call reports 2012
COLUMBUS SAVINGS BANK — 2012
What COLUMBUS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 18,988,000 | 18,368,000 | 17,287,000 | 17,511,000 |
| Total loans | 6,102,000 | 5,994,000 | 5,800,000 | 5,676,000 |
| Allowance for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Securities available for sale | 12,003,000 | 11,504,000 | 10,640,000 | 10,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,117,000 | 12,167,000 | 12,150,000 | 11,364,000 |
| Interest-bearing deposits | 12,109,000 | 12,148,000 | 12,136,000 | 11,333,000 |
| Noninterest-bearing deposits | 8,000 | 19,000 | 14,000 | 31,000 |
| Equity capital | 3,948,000 | 4,000,000 | 4,069,000 | 3,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 380,000 | 553,000 | 711,000 |
| Interest expense | 38,000 | 72,000 | 106,000 | 137,000 |
| Net interest income | 160,000 | 308,000 | 447,000 | 574,000 |
| Noninterest income | 0 | 0 | 1,000 | 1,000 |
| Noninterest expense | 150,000 | 312,000 | 499,000 | 649,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 67,000 | 84,000 | 91,000 |
| Income tax | 5,000 | 19,000 | 23,000 | 25,000 |
| Net income | 22,000 | 48,000 | 61,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,693,000 | 3,719,000 | 3,732,000 | 3,737,000 |
| Total capital | 3,701,000 | 3,727,000 | 3,740,000 | 3,745,000 |
| Risk-weighted assets | 5,631,000 | 5,497,000 | 5,210,000 | 5,210,000 |