Call reports 2011
COLUMBUS SAVINGS BANK — 2011
What COLUMBUS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 21,182,000 | 20,731,000 | 19,867,000 | 20,172,000 |
| Total loans | 6,429,000 | 6,417,000 | 6,300,000 | 6,202,000 |
| Allowance for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Securities available for sale | 13,957,000 | 13,405,000 | 12,670,000 | 13,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,025,000 | 12,992,000 | 12,787,000 | 12,722,000 |
| Interest-bearing deposits | 13,015,000 | 12,971,000 | 12,750,000 | 12,688,000 |
| Noninterest-bearing deposits | 10,000 | 21,000 | 37,000 | 34,000 |
| Equity capital | 3,517,000 | 3,709,000 | 3,938,000 | 3,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 472,000 | 693,000 | 906,000 |
| Interest expense | 55,000 | 99,000 | 141,000 | 181,000 |
| Net interest income | 185,000 | 373,000 | 552,000 | 725,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 2,000 |
| Noninterest expense | 182,000 | 344,000 | 522,000 | 676,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 41,000 | 83,000 | 98,000 | 118,000 |
| Income tax | 11,000 | 29,000 | 33,000 | 37,000 |
| Net income | 30,000 | 54,000 | 65,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,620,000 | 3,644,000 | 3,655,000 | 3,671,000 |
| Total capital | 3,628,000 | 3,652,000 | 3,663,000 | 3,679,000 |
| Risk-weighted assets | 6,410,000 | 6,207,000 | 5,882,000 | 5,922,000 |