Call reports 2010
COLUMBUS SAVINGS BANK — 2010
What COLUMBUS SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 20,389,000 | 19,211,000 | 20,464,000 | 21,136,000 |
| Total loans | 6,253,000 | 6,212,000 | 6,321,000 | 6,023,000 |
| Allowance for loan losses | 7,000 | 7,000 | 7,000 | 7,000 |
| Securities available for sale | 13,239,000 | 12,004,000 | 13,375,000 | 14,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,230,000 | 14,023,000 | 13,659,000 | 13,355,000 |
| Interest-bearing deposits | 14,218,000 | 13,994,000 | 13,613,000 | 13,324,000 |
| Noninterest-bearing deposits | 12,000 | 29,000 | 46,000 | 31,000 |
| Equity capital | 3,709,000 | 3,922,000 | 3,805,000 | 3,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 487,000 | 724,000 | 939,000 |
| Interest expense | 79,000 | 145,000 | 202,000 | 258,000 |
| Net interest income | 170,000 | 342,000 | 522,000 | 681,000 |
| Noninterest income | 0 | 1,000 | 2,000 | 3,000 |
| Noninterest expense | 157,000 | 325,000 | 499,000 | 665,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 48,000 | 55,000 | 92,000 |
| Income tax | 5,000 | 19,000 | 33,000 | 40,000 |
| Net income | 8,000 | 29,000 | 22,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,546,000 | 3,567,000 | 3,560,000 | 3,590,000 |
| Total capital | 3,553,000 | 3,574,000 | 3,567,000 | 3,597,000 |
| Risk-weighted assets | 6,051,000 | 5,761,000 | 6,099,000 | 6,267,000 |