Call reports 2009
COLUMBUS SAVINGS BANK — 2009
What COLUMBUS SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 22,722,000 | 22,567,000 | 22,790,000 | 21,560,000 |
| Total loans | 6,464,000 | 6,733,000 | 6,622,000 | 6,510,000 |
| Allowance for loan losses | 7,000 | 7,000 | 7,000 | 7,000 |
| Securities available for sale | 14,815,000 | 14,946,000 | 15,380,000 | 14,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,735,000 | 13,959,000 | 14,016,000 | 14,118,000 |
| Interest-bearing deposits | 13,719,000 | 13,926,000 | 13,964,000 | 14,089,000 |
| Noninterest-bearing deposits | 16,000 | 33,000 | 52,000 | 29,000 |
| Equity capital | 3,672,000 | 3,572,000 | 3,737,000 | 3,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 569,000 | 836,000 | 1,096,000 |
| Interest expense | 101,000 | 198,000 | 296,000 | 386,000 |
| Net interest income | 197,000 | 371,000 | 540,000 | 710,000 |
| Noninterest income | 1,000 | 7,000 | 8,000 | 9,000 |
| Noninterest expense | 181,000 | 350,000 | 529,000 | 712,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 89,000 | 100,000 | 96,000 | 172,000 |
| Income tax | 32,000 | 37,000 | 34,000 | 49,000 |
| Net income | 57,000 | 63,000 | 62,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,472,000 | 3,478,000 | 3,477,000 | 3,538,000 |
| Total capital | 3,479,000 | 3,485,000 | 3,484,000 | 3,545,000 |
| Risk-weighted assets | 6,613,000 | 6,745,000 | 6,622,000 | 6,379,000 |