Call reports 2008
COLUMBUS SAVINGS BANK — 2008
What COLUMBUS SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 23,726,000 | 23,247,000 | 22,821,000 | 23,482,000 |
| Total loans | 5,414,000 | 5,322,000 | 5,380,000 | 5,393,000 |
| Allowance for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Securities available for sale | 17,516,000 | 16,853,000 | 16,432,000 | 16,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,301,000 | 13,302,000 | 13,628,000 | 13,493,000 |
| Interest-bearing deposits | 13,288,000 | 13,271,000 | 13,580,000 | 13,445,000 |
| Noninterest-bearing deposits | 13,000 | 31,000 | 48,000 | 48,000 |
| Equity capital | 3,202,000 | 2,920,000 | 3,104,000 | 3,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 620,000 | 916,000 | 1,218,000 |
| Interest expense | 172,000 | 312,000 | 446,000 | 556,000 |
| Net interest income | 141,000 | 308,000 | 470,000 | 662,000 |
| Noninterest income | 1,000 | 1,000 | 2,000 | 2,000 |
| Noninterest expense | 147,000 | 308,000 | 459,000 | 624,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 84,000 | 106,000 | 161,000 |
| Income tax | 5,000 | 20,000 | 32,000 | 41,000 |
| Net income | 27,000 | 64,000 | 74,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,322,000 | 3,359,000 | 3,369,000 | 3,415,000 |
| Total capital | 3,328,000 | 3,365,000 | 3,375,000 | 3,421,000 |
| Risk-weighted assets | 6,582,000 | 6,723,000 | 6,426,000 | 6,483,000 |