Call reports 2007
COLUMBUS SAVINGS BANK — 2007
What COLUMBUS SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 18,724,000 | 20,074,000 | 21,790,000 | 23,827,000 |
| Total loans | 5,386,000 | 5,332,000 | 5,438,000 | 5,370,000 |
| Allowance for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Securities available for sale | 12,286,000 | 13,466,000 | 15,407,000 | 17,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,592,000 | 14,373,000 | 13,872,000 | 13,607,000 |
| Interest-bearing deposits | 14,578,000 | 14,345,000 | 13,822,000 | 13,565,000 |
| Noninterest-bearing deposits | 14,000 | 28,000 | 50,000 | 42,000 |
| Equity capital | 2,886,000 | 2,585,000 | 2,862,000 | 3,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 508,000 | 792,000 | 1,085,000 |
| Interest expense | 155,000 | 299,000 | 476,000 | 661,000 |
| Net interest income | 107,000 | 209,000 | 316,000 | 424,000 |
| Noninterest income | 1,000 | 2,000 | 2,000 | 5,000 |
| Noninterest expense | 126,000 | 246,000 | 371,000 | 510,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -13,000 | -30,000 | -48,000 | -39,000 |
| Income tax | -2,000 | -4,000 | -22,000 | -20,000 |
| Net income | -11,000 | -26,000 | -26,000 | -19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,303,000 | 3,288,000 | 3,288,000 | 3,295,000 |
| Total capital | 3,309,000 | 3,294,000 | 3,294,000 | 3,301,000 |
| Risk-weighted assets | 5,727,000 | 6,153,000 | 6,371,000 | 6,634,000 |