Call reports 2006
COLUMBUS SAVINGS BANK — 2006
What COLUMBUS SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 18,137,000 | 17,797,000 | 19,916,000 | 18,554,000 |
| Total loans | 6,224,000 | 6,236,000 | 6,097,000 | 5,927,000 |
| Allowance for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Securities available for sale | 10,403,000 | 9,887,000 | 12,759,000 | 11,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,174,000 | 14,935,000 | 14,761,000 | 14,625,000 |
| Interest-bearing deposits | 15,161,000 | 14,904,000 | 14,747,000 | 14,577,000 |
| Noninterest-bearing deposits | 13,000 | 31,000 | 14,000 | 48,000 |
| Equity capital | 2,850,000 | 2,704,000 | 2,862,000 | 2,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 464,000 | 695,000 | 949,000 |
| Interest expense | 112,000 | 226,000 | 348,000 | 497,000 |
| Net interest income | 122,000 | 238,000 | 347,000 | 452,000 |
| Noninterest income | 1,000 | 2,000 | 3,000 | 4,000 |
| Noninterest expense | 123,000 | 258,000 | 379,000 | 506,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 0 | 0 | -11,000 | -30,000 |
| Income tax | -1,000 | -1,000 | -9,000 | -12,000 |
| Net income | 1,000 | 1,000 | -2,000 | -18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,333,000 | 3,333,000 | 3,330,000 | 3,314,000 |
| Total capital | 3,339,000 | 3,339,000 | 3,336,000 | 3,320,000 |
| Risk-weighted assets | 6,041,000 | 6,087,000 | 6,315,000 | 5,854,000 |