Call reports 2005
COLUMBUS SAVINGS BANK — 2005
What COLUMBUS SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 18,798,000 | 18,522,000 | 18,333,000 | 18,579,000 |
| Total loans | 6,119,000 | 5,736,000 | 5,712,000 | 5,930,000 |
| Allowance for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Securities available for sale | 10,366,000 | 10,033,000 | 10,393,000 | 10,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,830,000 | 15,038,000 | 15,158,000 | 15,456,000 |
| Interest-bearing deposits | 14,811,000 | 15,005,000 | 15,103,000 | 15,411,000 |
| Noninterest-bearing deposits | 19,000 | 33,000 | 55,000 | 45,000 |
| Equity capital | 2,905,000 | 3,202,000 | 3,014,000 | 3,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 450,000 | 667,000 | 893,000 |
| Interest expense | 85,000 | 176,000 | 276,000 | 385,000 |
| Net interest income | 147,000 | 274,000 | 391,000 | 508,000 |
| Noninterest income | 1,000 | 2,000 | 5,000 | 6,000 |
| Noninterest expense | 143,000 | 381,000 | 563,000 | 694,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 232,000 | 186,000 | 173,000 |
| Income tax | 2,000 | 66,000 | 52,000 | 49,000 |
| Net income | 11,000 | 166,000 | 134,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,219,000 | 3,374,000 | 3,342,000 | 3,332,000 |
| Total capital | 3,225,000 | 3,380,000 | 3,348,000 | 3,338,000 |
| Risk-weighted assets | 5,842,000 | 5,750,000 | 5,656,000 | 5,860,000 |