Call reports 2004
COLUMBUS SAVINGS BANK — 2004
What COLUMBUS SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 19,047,000 | 19,530,000 | 19,577,000 | 19,258,000 |
| Total loans | 6,222,000 | 6,328,000 | 6,145,000 | 6,296,000 |
| Allowance for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Securities available for sale | 12,003,000 | 12,011,000 | 12,526,000 | 11,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,934,000 | 15,152,000 | 15,298,000 | 15,071,000 |
| Interest-bearing deposits | 14,911,000 | 15,115,000 | 15,239,000 | 15,022,000 |
| Noninterest-bearing deposits | 23,000 | 37,000 | 59,000 | 49,000 |
| Equity capital | 3,128,000 | 2,809,000 | 2,965,000 | 2,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 474,000 | 716,000 | 960,000 |
| Interest expense | 80,000 | 162,000 | 247,000 | 332,000 |
| Net interest income | 159,000 | 312,000 | 469,000 | 628,000 |
| Noninterest income | 1,000 | 2,000 | 4,000 | 5,000 |
| Noninterest expense | 151,000 | 292,000 | 441,000 | 589,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 48,000 | 58,000 | 70,000 |
| Income tax | 4,000 | 6,000 | 12,000 | 14,000 |
| Net income | 31,000 | 42,000 | 46,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,183,000 | 3,194,000 | 3,198,000 | 3,208,000 |
| Total capital | 3,189,000 | 3,200,000 | 3,204,000 | 3,214,000 |
| Risk-weighted assets | 6,047,000 | 6,433,000 | 6,030,000 | 6,001,000 |