Call reports 2003
COLUMBUS SAVINGS BANK — 2003
What COLUMBUS SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,728,000 | 20,380,000 | 19,359,000 | 18,942,000 |
| Total loans | 6,632,000 | 6,356,000 | 6,641,000 | 6,367,000 |
| Allowance for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Securities available for sale | 13,367,000 | 13,124,000 | 12,002,000 | 11,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,185,000 | 15,562,000 | 15,284,000 | 15,306,000 |
| Interest-bearing deposits | 15,146,000 | 15,511,000 | 15,264,000 | 15,262,000 |
| Noninterest-bearing deposits | 39,000 | 51,000 | 20,000 | 44,000 |
| Equity capital | 3,215,000 | 3,208,000 | 3,096,000 | 3,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 278,000 | 550,000 | 801,000 | 1,035,000 |
| Interest expense | 103,000 | 204,000 | 297,000 | 381,000 |
| Net interest income | 175,000 | 346,000 | 504,000 | 654,000 |
| Noninterest income | 1,000 | 3,000 | 4,000 | 5,000 |
| Noninterest expense | 150,000 | 312,000 | 473,000 | 614,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 75,000 | 73,000 | 92,000 |
| Income tax | 4,000 | 18,000 | 17,000 | 19,000 |
| Net income | 22,000 | 57,000 | 56,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,101,000 | 3,136,000 | 3,135,000 | 3,152,000 |
| Total capital | 3,107,000 | 3,142,000 | 3,141,000 | 3,158,000 |
| Risk-weighted assets | 6,618,000 | 6,624,000 | 6,533,000 | 6,322,000 |