Call reports 2002
COLUMBUS SAVINGS BANK — 2002
What COLUMBUS SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,981,000 | 19,223,000 | 19,285,000 | 18,863,000 |
| Total loans | 7,171,000 | 6,694,000 | 6,462,000 | 6,066,000 |
| Allowance for loan losses | 6,000 | 6,000 | 5,000 | 6,000 |
| Securities available for sale | 11,867,000 | 10,057,000 | 11,488,000 | 12,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,835,000 | 15,157,000 | 15,201,000 | 15,416,000 |
| Interest-bearing deposits | 14,793,000 | 15,083,000 | 15,111,000 | 15,364,000 |
| Noninterest-bearing deposits | 42,000 | 74,000 | 90,000 | 52,000 |
| Equity capital | 2,727,000 | 2,966,000 | 3,092,000 | 3,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 622,000 | 893,000 | 1,172,000 |
| Interest expense | 146,000 | 272,000 | 394,000 | 507,000 |
| Net interest income | 179,000 | 350,000 | 499,000 | 665,000 |
| Noninterest income | 2,000 | 3,000 | 6,000 | 8,000 |
| Noninterest expense | 145,000 | 311,000 | 485,000 | 641,000 |
| Provision for loan losses | 0 | 0 | -1,000 | 0 |
| Pretax income | 36,000 | 61,000 | 49,000 | 94,000 |
| Income tax | 11,000 | 19,000 | 16,000 | 22,000 |
| Net income | 25,000 | 42,000 | 33,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,032,000 | 3,049,000 | 3,040,000 | 3,101,000 |
| Total capital | 3,038,000 | 3,055,000 | 3,045,000 | 3,107,000 |
| Risk-weighted assets | 6,415,000 | 6,122,000 | 5,885,000 | 5,625,000 |