Call reports 2025
COMMUNITY STATE BANK — 2025
What COMMUNITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 121,756,000 | 123,447,000 | 121,858,000 | 128,342,000 |
| Total loans | 76,894,000 | 80,316,000 | 84,803,000 | 88,479,000 |
| Allowance for loan losses | 939,000 | 977,000 | 1,017,000 | 1,036,000 |
| Securities available for sale | 21,708,000 | 22,958,000 | 23,248,000 | 20,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,501,000 | 101,023,000 | 98,804,000 | 104,994,000 |
| Interest-bearing deposits | 76,434,000 | 75,716,000 | 74,015,000 | 78,868,000 |
| Noninterest-bearing deposits | 24,067,000 | 25,307,000 | 24,789,000 | 26,126,000 |
| Equity capital | 13,038,000 | 13,598,000 | 14,388,000 | 14,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,518,000 | 3,138,000 | 4,833,000 | 6,562,000 |
| Interest expense | 539,000 | 1,113,000 | 1,709,000 | 2,294,000 |
| Net interest income | 979,000 | 2,025,000 | 3,124,000 | 4,268,000 |
| Noninterest income | 78,000 | 142,000 | 205,000 | 264,000 |
| Noninterest expense | 426,000 | 857,000 | 1,256,000 | 1,931,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 168,000 |
| Pretax income | 589,000 | 1,226,000 | 1,947,000 | 2,433,000 |
| Income tax | 137,000 | 287,000 | 456,000 | 542,000 |
| Net income | 452,000 | 939,000 | 1,491,000 | 1,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,706,000 | 13,004,000 | 14,031,000 | 14,528,000 |