Call reports 2024
COMMUNITY STATE BANK — 2024
What COMMUNITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 105,998,000 | 104,278,000 | 106,650,000 | 115,250,000 |
| Total loans | 67,695,000 | 70,832,000 | 73,778,000 | 76,998,000 |
| Allowance for loan losses | 834,000 | 873,000 | 911,000 | 916,000 |
| Securities available for sale | 20,877,000 | 20,592,000 | 20,371,000 | 19,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,607,000 | 83,458,000 | 85,351,000 | 94,274,000 |
| Interest-bearing deposits | 63,868,000 | 60,412,000 | 62,107,000 | 69,522,000 |
| Noninterest-bearing deposits | 22,739,000 | 23,046,000 | 23,244,000 | 24,752,000 |
| Equity capital | 11,302,000 | 11,739,000 | 12,472,000 | 12,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,316,000 | 2,632,000 | 4,015,000 | 5,487,000 |
| Interest expense | 531,000 | 1,028,000 | 1,528,000 | 2,018,000 |
| Net interest income | 785,000 | 1,604,000 | 2,487,000 | 3,469,000 |
| Noninterest income | 67,000 | 141,000 | 222,000 | 293,000 |
| Noninterest expense | 394,000 | 783,000 | 1,198,000 | 1,779,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 168,000 |
| Pretax income | 416,000 | 878,000 | 1,385,000 | 1,815,000 |
| Income tax | 91,000 | 201,000 | 324,000 | 410,000 |
| Net income | 325,000 | 677,000 | 1,061,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,424,000 | 12,778,000 | 13,161,000 | 13,504,000 |