Call reports 2023
COMMUNITY STATE BANK — 2023
What COMMUNITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 103,014,000 | 100,854,000 | 99,339,000 | 109,322,000 |
| Total loans | 61,447,000 | 63,717,000 | 64,321,000 | 65,762,000 |
| Allowance for loan losses | 803,000 | 818,000 | 839,000 | 817,000 |
| Securities available for sale | 23,156,000 | 21,895,000 | 21,722,000 | 21,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,124,000 | 82,131,000 | 80,581,000 | 90,102,000 |
| Interest-bearing deposits | 60,113,000 | 58,006,000 | 56,234,000 | 63,867,000 |
| Noninterest-bearing deposits | 25,011,000 | 24,125,000 | 24,347,000 | 26,235,000 |
| Equity capital | 10,141,000 | 10,288,000 | 10,488,000 | 11,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,252,000 | 3,427,000 | 4,609,000 |
| Interest expense | 346,000 | 712,000 | 1,110,000 | 1,542,000 |
| Net interest income | 770,000 | 1,540,000 | 2,317,000 | 3,067,000 |
| Noninterest income | 80,000 | 159,000 | 270,000 | 341,000 |
| Noninterest expense | 394,000 | 761,000 | 1,178,000 | 1,718,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 168,000 |
| Pretax income | 414,000 | 854,000 | 1,283,000 | 1,522,000 |
| Income tax | 92,000 | 194,000 | 293,000 | 337,000 |
| Net income | 322,000 | 660,000 | 990,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,422,000 | 11,762,000 | 12,091,000 | 12,286,000 |