Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 101,839,000 | 100,469,000 | 98,717,000 | 110,745,000 |
| Total loans | 57,896,000 | 58,944,000 | 60,928,000 | 62,392,000 |
| Allowance for loan losses | 719,000 | 693,000 | 723,000 | 763,000 |
| Securities available for sale | 22,042,000 | 21,899,000 | 21,691,000 | 22,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,762,000 | 84,706,000 | 83,256,000 | 93,137,000 |
| Interest-bearing deposits | 62,577,000 | 62,230,000 | 55,606,000 | 62,134,000 |
| Noninterest-bearing deposits | 23,185,000 | 22,476,000 | 27,650,000 | 31,003,000 |
| Equity capital | 9,502,000 | 9,424,000 | 9,298,000 | 9,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,830,000 | 2,879,000 | 3,957,000 |
| Interest expense | 79,000 | 184,000 | 342,000 | 577,000 |
| Net interest income | 816,000 | 1,646,000 | 2,537,000 | 3,380,000 |
| Noninterest income | 65,000 | 140,000 | 213,000 | 325,000 |
| Noninterest expense | 399,000 | 751,000 | 1,147,000 | 1,730,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 168,000 |
| Pretax income | 440,000 | 951,000 | 1,477,000 | 1,807,000 |
| Income tax | 99,000 | 218,000 | 342,000 | 396,000 |
| Net income | 341,000 | 733,000 | 1,135,000 | 1,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,241,000 | 10,631,000 | 11,035,000 | 11,310,000 |