Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 98,365,000 | 98,706,000 | 98,650,000 | 110,591,000 |
| Total loans | 55,382,000 | 57,041,000 | 57,519,000 | 58,152,000 |
| Allowance for loan losses | 636,000 | 643,000 | 659,000 | 684,000 |
| Securities available for sale | 19,557,000 | 20,949,000 | 20,529,000 | 22,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,135,000 | 81,247,000 | 81,050,000 | 93,854,000 |
| Interest-bearing deposits | 58,736,000 | 57,781,000 | 56,014,000 | 67,279,000 |
| Noninterest-bearing deposits | 24,399,000 | 23,466,000 | 25,036,000 | 26,575,000 |
| Equity capital | 9,071,000 | 9,563,000 | 9,929,000 | 10,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,032,000 | 2,933,000 | 3,862,000 |
| Interest expense | 98,000 | 188,000 | 270,000 | 344,000 |
| Net interest income | 939,000 | 1,844,000 | 2,663,000 | 3,518,000 |
| Noninterest income | 70,000 | 133,000 | 197,000 | 242,000 |
| Noninterest expense | 390,000 | 729,000 | 1,105,000 | 1,619,000 |
| Provision for loan losses | 37,000 | 69,000 | 102,000 | 132,000 |
| Pretax income | 582,000 | 1,179,000 | 1,653,000 | 2,009,000 |
| Income tax | 134,000 | 274,000 | 384,000 | 446,000 |
| Net income | 448,000 | 905,000 | 1,269,000 | 1,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,976,000 | 9,434,000 | 9,799,000 | 10,081,000 |