Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 83,217,000 | 86,407,000 | 87,036,000 | 94,826,000 |
| Total loans | 52,147,000 | 55,105,000 | 56,440,000 | 54,756,000 |
| Allowance for loan losses | 489,000 | 510,000 | 512,000 | 640,000 |
| Securities available for sale | 19,066,000 | 17,288,000 | 17,125,000 | 18,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,831,000 | 69,808,000 | 70,115,000 | 79,453,000 |
| Interest-bearing deposits | 53,768,000 | 54,305,000 | 50,130,000 | 55,617,000 |
| Noninterest-bearing deposits | 15,062,000 | 15,503,000 | 19,985,000 | 23,836,000 |
| Equity capital | 7,528,000 | 8,318,000 | 8,776,000 | 8,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,895,000 | 2,818,000 | 3,726,000 |
| Interest expense | 194,000 | 312,000 | 429,000 | 531,000 |
| Net interest income | 714,000 | 1,583,000 | 2,389,000 | 3,195,000 |
| Noninterest income | 66,000 | 119,000 | 170,000 | 228,000 |
| Noninterest expense | 352,000 | 668,000 | 998,000 | 1,464,000 |
| Provision for loan losses | 23,000 | 55,000 | 88,000 | 241,000 |
| Pretax income | 405,000 | 979,000 | 1,473,000 | 1,718,000 |
| Income tax | 93,000 | 227,000 | 338,000 | 382,000 |
| Net income | 312,000 | 752,000 | 1,135,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,696,000 | 8,135,000 | 8,519,000 | 8,719,000 |