Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 78,121,000 | 73,625,000 | 77,959,000 | 81,554,000 |
| Total loans | 45,267,000 | 47,614,000 | 48,786,000 | 51,102,000 |
| Allowance for loan losses | 447,000 | 447,000 | 483,000 | 483,000 |
| Securities available for sale | 20,156,000 | 18,226,000 | 17,760,000 | 19,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,378,000 | 60,672,000 | 63,384,000 | 67,009,000 |
| Interest-bearing deposits | 51,113,000 | 47,751,000 | 49,165,000 | 50,650,000 |
| Noninterest-bearing deposits | 14,265,000 | 12,921,000 | 14,219,000 | 16,359,000 |
| Equity capital | 6,678,000 | 7,071,000 | 7,344,000 | 7,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,675,000 | 2,521,000 | 3,425,000 |
| Interest expense | 236,000 | 454,000 | 659,000 | 850,000 |
| Net interest income | 594,000 | 1,221,000 | 1,862,000 | 2,575,000 |
| Noninterest income | 97,000 | 182,000 | 245,000 | 317,000 |
| Noninterest expense | 289,000 | 600,000 | 917,000 | 1,435,000 |
| Provision for loan losses | 25,000 | 70,000 | 125,000 | 150,000 |
| Pretax income | 377,000 | 733,000 | 1,065,000 | 1,307,000 |
| Income tax | 85,000 | 168,000 | 248,000 | 296,000 |
| Net income | 292,000 | 565,000 | 817,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,807,000 | 7,080,000 | 7,333,000 | 7,526,000 |
| Total capital | 7,254,000 | 7,527,000 | 7,816,000 | 8,009,000 |
| Risk-weighted assets | 45,252,000 | 46,183,000 | 46,665,000 | 50,485,000 |