Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 69,594,000 | 68,498,000 | 68,524,000 | 73,439,000 |
| Total loans | 37,762,000 | 40,281,000 | 42,843,000 | 43,755,000 |
| Allowance for loan losses | 383,000 | 389,000 | 424,000 | 436,000 |
| Securities available for sale | 23,331,000 | 21,847,000 | 19,764,000 | 20,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,040,000 | 56,223,000 | 52,595,000 | 59,943,000 |
| Interest-bearing deposits | 43,269,000 | 41,925,000 | 39,423,000 | 45,311,000 |
| Noninterest-bearing deposits | 13,771,000 | 14,298,000 | 13,172,000 | 14,632,000 |
| Equity capital | 5,779,000 | 5,847,000 | 6,080,000 | 6,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,361,000 | 2,090,000 | 2,858,000 |
| Interest expense | 131,000 | 279,000 | 433,000 | 629,000 |
| Net interest income | 529,000 | 1,082,000 | 1,657,000 | 2,229,000 |
| Noninterest income | 79,000 | 162,000 | 248,000 | 314,000 |
| Noninterest expense | 250,000 | 520,000 | 782,000 | 1,170,000 |
| Provision for loan losses | 4,000 | 10,000 | 45,000 | 60,000 |
| Pretax income | 354,000 | 714,000 | 1,038,000 | 1,273,000 |
| Income tax | 77,000 | 158,000 | 229,000 | 294,000 |
| Net income | 277,000 | 556,000 | 809,000 | 979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,145,000 | 6,224,000 | 6,475,000 | 6,646,000 |
| Total capital | 6,528,000 | 6,613,000 | 6,899,000 | 7,082,000 |
| Risk-weighted assets | 38,921,000 | 40,406,000 | 41,671,000 | 42,597,000 |