Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 67,775,000 | 65,435,000 | 64,426,000 | 68,374,000 |
| Total loans | 31,165,000 | 32,563,000 | 34,030,000 | 36,859,000 |
| Allowance for loan losses | 377,000 | 377,000 | 379,000 | 379,000 |
| Securities available for sale | 26,727,000 | 25,570,000 | 23,553,000 | 23,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,787,000 | 53,569,000 | 52,017,000 | 56,278,000 |
| Interest-bearing deposits | 41,627,000 | 39,747,000 | 38,648,000 | 41,420,000 |
| Noninterest-bearing deposits | 15,160,000 | 13,822,000 | 13,369,000 | 14,858,000 |
| Equity capital | 5,471,000 | 5,702,000 | 5,831,000 | 5,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,140,000 | 1,740,000 | 2,366,000 |
| Interest expense | 70,000 | 158,000 | 251,000 | 356,000 |
| Net interest income | 488,000 | 982,000 | 1,489,000 | 2,010,000 |
| Noninterest income | 72,000 | 146,000 | 216,000 | 280,000 |
| Noninterest expense | 248,000 | 513,000 | 768,000 | 1,129,000 |
| Provision for loan losses | 6,000 | 11,000 | 12,000 | 12,000 |
| Pretax income | 306,000 | 604,000 | 931,000 | 1,155,000 |
| Income tax | 103,000 | 204,000 | 314,000 | 338,000 |
| Net income | 203,000 | 400,000 | 617,000 | 817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,662,000 | 5,785,000 | 5,975,000 | 6,051,000 |
| Total capital | 5,997,000 | 6,121,000 | 6,318,000 | 6,430,000 |
| Risk-weighted assets | 26,781,000 | 26,848,000 | 27,416,000 | 37,911,000 |