Call reports 2016
COMMUNITY STATE BANK — 2016
What COMMUNITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,649,000 | 59,270,000 | 60,839,000 | 62,511,000 |
| Total loans | 27,123,000 | 28,678,000 | 30,843,000 | 31,561,000 |
| Allowance for loan losses | 382,000 | 382,000 | 379,000 | 368,000 |
| Securities available for sale | 21,285,000 | 22,916,000 | 23,152,000 | 23,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,873,000 | 47,732,000 | 50,352,000 | 52,059,000 |
| Interest-bearing deposits | 35,069,000 | 34,967,000 | 37,554,000 | 37,540,000 |
| Noninterest-bearing deposits | 13,804,000 | 12,765,000 | 12,798,000 | 14,519,000 |
| Equity capital | 5,317,000 | 5,475,000 | 5,560,000 | 5,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 958,000 | 1,512,000 | 2,062,000 |
| Interest expense | 50,000 | 103,000 | 157,000 | 218,000 |
| Net interest income | 412,000 | 855,000 | 1,355,000 | 1,844,000 |
| Noninterest income | 75,000 | 143,000 | 202,000 | 268,000 |
| Noninterest expense | 239,000 | 480,000 | 713,000 | 1,036,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 518,000 | 841,000 | 1,079,000 |
| Income tax | 72,000 | 165,000 | 277,000 | 367,000 |
| Net income | 176,000 | 353,000 | 564,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,288,000 | 5,389,000 | 5,520,000 | 5,599,000 |
| Total capital | 5,669,000 | 5,771,000 | 5,834,000 | 5,928,000 |
| Risk-weighted assets | 21,212,000 | 23,369,000 | 25,057,000 | 26,276,000 |