Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 54,219,000 | 52,036,000 | 52,808,000 | 54,080,000 |
| Total loans | 28,757,000 | 29,253,000 | 28,726,000 | 27,808,000 |
| Allowance for loan losses | 483,000 | 524,000 | 531,000 | 538,000 |
| Securities available for sale | 17,181,000 | 18,143,000 | 17,139,000 | 17,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,405,000 | 40,923,000 | 41,846,000 | 43,206,000 |
| Interest-bearing deposits | 33,448,000 | 31,412,000 | 32,738,000 | 33,064,000 |
| Noninterest-bearing deposits | 9,957,000 | 9,511,000 | 9,108,000 | 10,142,000 |
| Equity capital | 4,248,000 | 4,370,000 | 4,471,000 | 4,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,003,000 | 1,512,000 | 2,014,000 |
| Interest expense | 129,000 | 248,000 | 364,000 | 477,000 |
| Net interest income | 372,000 | 755,000 | 1,148,000 | 1,537,000 |
| Noninterest income | 95,000 | 181,000 | 266,000 | 344,000 |
| Noninterest expense | 299,000 | 533,000 | 796,000 | 1,106,000 |
| Provision for loan losses | 4,000 | 71,000 | 75,000 | 75,000 |
| Pretax income | 164,000 | 331,000 | 542,000 | 699,000 |
| Income tax | 53,000 | 138,000 | 183,000 | 229,000 |
| Net income | 111,000 | 193,000 | 359,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,234,000 | 4,316,000 | 4,392,000 | 4,462,000 |
| Total capital | 4,590,000 | 4,677,000 | 4,751,000 | 4,816,000 |
| Risk-weighted assets | 28,410,000 | 28,742,000 | 28,538,000 | 28,172,000 |