Call reports 2001
COMMUNITY STATE BANK — 2001
What COMMUNITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,212,000 | 52,195,000 | 54,301,000 | 56,896,000 |
| Total loans | 24,875,000 | 23,717,000 | 24,778,000 | 23,928,000 |
| Allowance for loan losses | 392,000 | 437,000 | 394,000 | 394,000 |
| Securities available for sale | 17,285,000 | 17,820,000 | 22,542,000 | 23,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,495,000 | 42,242,000 | 43,571,000 | 46,040,000 |
| Interest-bearing deposits | 41,578,000 | 39,332,000 | 40,924,000 | 42,743,000 |
| Noninterest-bearing deposits | 2,917,000 | 2,910,000 | 2,647,000 | 3,297,000 |
| Equity capital | 4,768,000 | 4,928,000 | 5,173,000 | 5,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 1,906,000 | 2,786,000 | 3,621,000 |
| Interest expense | 618,000 | 1,149,000 | 1,658,000 | 2,092,000 |
| Net interest income | 381,000 | 757,000 | 1,128,000 | 1,529,000 |
| Noninterest income | 61,000 | 114,000 | 178,000 | 228,000 |
| Noninterest expense | 222,000 | 428,000 | 681,000 | 1,063,000 |
| Provision for loan losses | 46,000 | 111,000 | 189,000 | 211,000 |
| Pretax income | 174,000 | 332,000 | 436,000 | 506,000 |
| Income tax | 50,000 | 91,000 | 110,000 | 122,000 |
| Net income | 124,000 | 241,000 | 327,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,673,000 | 4,792,000 | 4,878,000 | 4,936,000 |
| Total capital | 5,049,000 | 5,147,000 | 5,244,000 | 5,300,000 |
| Risk-weighted assets | 30,010,000 | 28,320,000 | 29,229,000 | 29,043,000 |