Call reports 2014
MIDSOUTH BANK — 2014
What MIDSOUTH BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 274,474,000 | 281,110,000 |
| Total loans | 177,722,000 | 198,763,000 |
| Allowance for loan losses | 2,820,000 | 3,296,000 |
| Securities available for sale | 74,150,000 | 57,601,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 237,915,000 | 244,301,000 |
| Interest-bearing deposits | 187,200,000 | 188,560,000 |
| Noninterest-bearing deposits | 50,715,000 | 55,741,000 |
| Equity capital | 28,772,000 | 28,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 2,682,000 | 5,417,000 |
| Interest expense | 203,000 | 401,000 |
| Net interest income | 2,479,000 | 5,016,000 |
| Noninterest income | 814,000 | 2,190,000 |
| Noninterest expense | 3,169,000 | 7,758,000 |
| Provision for loan losses | 0 | 350,000 |
| Pretax income | 246,000 | -767,000 |
| Income tax | 0 | 0 |
| Net income | 246,000 | -767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 29,373,000 | 28,402,000 |
| Total capital | 32,061,000 | 31,383,000 |
| Risk-weighted assets | 214,909,000 | 238,140,000 |