Call reports 2013
MIDSOUTH BANK — 2013
What MIDSOUTH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 251,595,000 | 258,100,000 | 261,106,000 | 276,676,000 |
| Total loans | 151,965,000 | 156,296,000 | 156,539,000 | 172,939,000 |
| Allowance for loan losses | 3,046,000 | 3,243,000 | 2,860,000 | 2,799,000 |
| Securities available for sale | 72,543,000 | 66,689,000 | 73,086,000 | 77,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,503,000 | 229,314,000 | 231,521,000 | 242,004,000 |
| Interest-bearing deposits | 181,287,000 | 183,466,000 | 186,553,000 | 192,573,000 |
| Noninterest-bearing deposits | 39,216,000 | 45,848,000 | 44,968,000 | 49,431,000 |
| Equity capital | 29,206,000 | 27,692,000 | 27,993,000 | 27,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,370,000 | 4,741,000 | 7,247,000 | 9,829,000 |
| Interest expense | 252,000 | 477,000 | 697,000 | 916,000 |
| Net interest income | 2,118,000 | 4,264,000 | 6,550,000 | 8,913,000 |
| Noninterest income | 939,000 | 2,087,000 | 2,974,000 | 3,813,000 |
| Noninterest expense | 2,570,000 | 5,383,000 | 8,036,000 | 11,224,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 487,000 | 968,000 | 1,482,000 | 1,504,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 487,000 | 968,000 | 1,482,000 | 1,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,954,000 | 28,443,000 | 28,959,000 | 28,987,000 |
| Total capital | 30,201,000 | 30,785,000 | 31,386,000 | 31,621,000 |
| Risk-weighted assets | 178,929,000 | 186,437,000 | 193,750,000 | 210,503,000 |