Call reports 2012
MIDSOUTH BANK — 2012
What MIDSOUTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 238,125,000 | 242,726,000 | 239,823,000 | 252,504,000 |
| Total loans | 142,307,000 | 143,120,000 | 144,579,000 | 143,719,000 |
| Allowance for loan losses | 3,181,000 | 3,268,000 | 3,290,000 | 3,088,000 |
| Securities available for sale | 63,518,000 | 76,250,000 | 76,663,000 | 69,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,991,000 | 213,417,000 | 209,426,000 | 221,957,000 |
| Interest-bearing deposits | 172,698,000 | 176,407,000 | 173,993,000 | 182,851,000 |
| Noninterest-bearing deposits | 34,293,000 | 37,010,000 | 35,433,000 | 39,106,000 |
| Equity capital | 27,080,000 | 27,550,000 | 28,037,000 | 28,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,340,000 | 4,728,000 | 7,186,000 | 9,574,000 |
| Interest expense | 340,000 | 658,000 | 955,000 | 1,231,000 |
| Net interest income | 2,000,000 | 4,070,000 | 6,231,000 | 8,343,000 |
| Noninterest income | 555,000 | 1,112,000 | 1,795,000 | 2,145,000 |
| Noninterest expense | 2,179,000 | 4,412,000 | 6,855,000 | 9,368,000 |
| Provision for loan losses | 0 | 0 | 0 | -470,000 |
| Pretax income | 376,000 | 770,000 | 1,213,000 | 1,601,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 376,000 | 770,000 | 1,213,000 | 1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,199,000 | 26,596,000 | 27,043,000 | 27,446,000 |
| Total capital | 28,197,000 | 28,624,000 | 29,115,000 | 29,537,000 |
| Risk-weighted assets | 157,868,000 | 160,959,000 | 164,567,000 | 166,275,000 |