Call reports 2011
MIDSOUTH BANK — 2011
What MIDSOUTH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 231,016,000 | 226,389,000 | 226,550,000 | 238,662,000 |
| Total loans | 149,946,000 | 144,952,000 | 142,694,000 | 141,734,000 |
| Allowance for loan losses | 4,556,000 | 4,389,000 | 3,587,000 | 3,283,000 |
| Securities available for sale | 58,445,000 | 64,243,000 | 50,978,000 | 66,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,415,000 | 195,185,000 | 195,055,000 | 204,644,000 |
| Interest-bearing deposits | 172,130,000 | 165,930,000 | 166,653,000 | 173,916,000 |
| Noninterest-bearing deposits | 28,285,000 | 29,255,000 | 28,402,000 | 30,728,000 |
| Equity capital | 24,587,000 | 25,976,000 | 26,407,000 | 26,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,603,000 | 5,181,000 | 7,691,000 | 10,081,000 |
| Interest expense | 470,000 | 892,000 | 1,280,000 | 1,640,000 |
| Net interest income | 2,133,000 | 4,289,000 | 6,411,000 | 8,441,000 |
| Noninterest income | 490,000 | 834,000 | 1,341,000 | 1,612,000 |
| Noninterest expense | 2,241,000 | 4,458,000 | 6,659,000 | 8,730,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 400,000 |
| Pretax income | 82,000 | 365,000 | 937,000 | 1,067,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 82,000 | 365,000 | 937,000 | 1,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,488,000 | 25,100,000 | 25,675,000 | 25,802,000 |
| Total capital | 26,570,000 | 27,090,000 | 27,650,000 | 27,838,000 |
| Risk-weighted assets | 164,100,000 | 156,842,000 | 155,593,000 | 160,836,000 |