Call reports 2010
MIDSOUTH BANK — 2010
What MIDSOUTH BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 250,304,000 | 243,323,000 | 240,485,000 | 233,986,000 |
| Total loans | 189,883,000 | 179,858,000 | 168,932,000 | 159,185,000 |
| Allowance for loan losses | 7,849,000 | 7,192,000 | 5,005,000 | 4,447,000 |
| Securities available for sale | 34,043,000 | 39,290,000 | 51,870,000 | 53,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,523,000 | 214,789,000 | 213,119,000 | 204,971,000 |
| Interest-bearing deposits | 196,199,000 | 185,202,000 | 181,661,000 | 175,766,000 |
| Noninterest-bearing deposits | 27,324,000 | 29,587,000 | 31,458,000 | 29,205,000 |
| Equity capital | 21,916,000 | 23,519,000 | 23,990,000 | 23,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,964,000 | 5,905,000 | 8,693,000 | 11,433,000 |
| Interest expense | 819,000 | 1,540,000 | 2,180,000 | 2,713,000 |
| Net interest income | 2,145,000 | 4,365,000 | 6,513,000 | 8,720,000 |
| Noninterest income | 457,000 | 813,000 | 1,329,000 | 1,919,000 |
| Noninterest expense | 2,235,000 | 4,562,000 | 6,936,000 | 9,309,000 |
| Provision for loan losses | 300,000 | 500,000 | 800,000 | 1,130,000 |
| Pretax income | 360,000 | 554,000 | 617,000 | 711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 360,000 | 554,000 | 617,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,170,000 | 23,236,000 | 23,304,000 | 23,402,000 |
| Total capital | 24,846,000 | 25,700,000 | 25,624,000 | 25,616,000 |
| Risk-weighted assets | 208,928,000 | 192,413,000 | 183,938,000 | 174,954,000 |