Call reports 2009
MIDSOUTH BANK — 2009
What MIDSOUTH BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 266,389,000 | 261,443,000 | 246,149,000 | 250,144,000 |
| Total loans | 224,743,000 | 221,768,000 | 211,895,000 | 196,756,000 |
| Allowance for loan losses | 7,467,000 | 5,541,000 | 9,876,000 | 8,080,000 |
| Securities available for sale | 30,825,000 | 24,553,000 | 25,324,000 | 22,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,100,000 | 229,044,000 | 221,569,000 | 225,503,000 |
| Interest-bearing deposits | 192,318,000 | 197,357,000 | 196,847,000 | 198,156,000 |
| Noninterest-bearing deposits | 28,782,000 | 31,687,000 | 24,722,000 | 27,347,000 |
| Equity capital | 26,617,000 | 26,201,000 | 20,274,000 | 19,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,450,000 | 6,825,000 | 10,073,000 | 13,137,000 |
| Interest expense | 1,126,000 | 2,139,000 | 3,100,000 | 4,001,000 |
| Net interest income | 2,324,000 | 4,686,000 | 6,973,000 | 9,136,000 |
| Noninterest income | 466,000 | 949,000 | 1,360,000 | 1,790,000 |
| Noninterest expense | 2,550,000 | 4,979,000 | 7,498,000 | 10,250,000 |
| Provision for loan losses | 2,670,000 | 3,280,000 | 9,705,000 | 11,920,000 |
| Pretax income | -2,430,000 | -1,942,000 | -7,853,000 | -10,227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,430,000 | -1,942,000 | -7,853,000 | -10,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,469,000 | 25,963,000 | 20,057,000 | 19,715,000 |
| Total capital | 28,602,000 | 29,003,000 | 23,005,000 | 22,485,000 |
| Risk-weighted assets | 246,267,000 | 240,720,000 | 228,973,000 | 216,347,000 |