Call reports 2008
MIDSOUTH BANK — 2008
What MIDSOUTH BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 251,460,000 | 253,307,000 | 260,820,000 | 270,837,000 |
| Total loans | 200,483,000 | 205,019,000 | 209,918,000 | 223,108,000 |
| Allowance for loan losses | 2,243,000 | 2,261,000 | 2,269,000 | 5,784,000 |
| Securities available for sale | 33,769,000 | 30,572,000 | 29,682,000 | 33,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,678,000 | 206,637,000 | 220,632,000 | 222,930,000 |
| Interest-bearing deposits | 187,085,000 | 179,329,000 | 190,683,000 | 194,335,000 |
| Noninterest-bearing deposits | 26,593,000 | 27,308,000 | 29,949,000 | 28,595,000 |
| Equity capital | 31,302,000 | 29,867,000 | 30,297,000 | 28,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,682,000 | 7,230,000 | 10,845,000 | 14,436,000 |
| Interest expense | 1,709,000 | 3,168,000 | 4,520,000 | 5,778,000 |
| Net interest income | 1,973,000 | 4,062,000 | 6,325,000 | 8,658,000 |
| Noninterest income | 529,000 | 1,061,000 | 1,596,000 | 2,000,000 |
| Noninterest expense | 2,481,000 | 5,063,000 | 7,588,000 | 9,853,000 |
| Provision for loan losses | 249,000 | 629,000 | 994,000 | 4,514,000 |
| Pretax income | -228,000 | -569,000 | -661,000 | -3,709,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -228,000 | -569,000 | -661,000 | -3,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,361,000 | 30,043,000 | 30,001,000 | 27,098,000 |
| Total capital | 32,614,000 | 32,314,000 | 32,280,000 | 30,262,000 |
| Risk-weighted assets | 233,639,000 | 241,610,000 | 245,874,000 | 250,525,000 |