Call reports 2007
MIDSOUTH BANK — 2007
What MIDSOUTH BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 228,725,000 | 236,935,000 | 235,020,000 | 246,982,000 |
| Total loans | 161,542,000 | 176,815,000 | 181,825,000 | 194,093,000 |
| Allowance for loan losses | 1,874,000 | 1,934,000 | 1,947,000 | 2,032,000 |
| Securities available for sale | 40,217,000 | 38,193,000 | 34,516,000 | 31,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,427,000 | 206,158,000 | 196,124,000 | 207,448,000 |
| Interest-bearing deposits | 174,451,000 | 173,717,000 | 170,469,000 | 181,461,000 |
| Noninterest-bearing deposits | 22,976,000 | 32,441,000 | 25,655,000 | 25,987,000 |
| Equity capital | 30,525,000 | 29,908,000 | 30,633,000 | 30,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,524,000 | 7,244,000 | 11,131,000 | 15,049,000 |
| Interest expense | 1,771,000 | 3,596,000 | 5,405,000 | 7,179,000 |
| Net interest income | 1,753,000 | 3,648,000 | 5,726,000 | 7,870,000 |
| Noninterest income | 406,000 | 857,000 | 1,339,000 | 1,754,000 |
| Noninterest expense | 2,076,000 | 4,316,000 | 6,599,000 | 9,078,000 |
| Provision for loan losses | 57,000 | 118,000 | 240,000 | 400,000 |
| Pretax income | 26,000 | 71,000 | 240,000 | 159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 71,000 | 240,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,336,000 | 30,450,000 | 30,648,000 | 30,578,000 |
| Total capital | 32,210,000 | 32,384,000 | 32,605,000 | 32,620,000 |
| Risk-weighted assets | 195,000,000 | 209,034,000 | 215,275,000 | 228,113,000 |