Call reports 2006
MIDSOUTH BANK — 2006
What MIDSOUTH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 152,792,000 | 190,695,000 | 206,115,000 | 219,524,000 |
| Total loans | 118,711,000 | 126,533,000 | 136,882,000 | 150,422,000 |
| Allowance for loan losses | 1,484,000 | 1,582,000 | 1,711,000 | 1,922,000 |
| Securities available for sale | 15,046,000 | 19,568,000 | 37,803,000 | 36,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,705,000 | 165,300,000 | 180,045,000 | 192,512,000 |
| Interest-bearing deposits | 109,795,000 | 144,650,000 | 154,921,000 | 164,600,000 |
| Noninterest-bearing deposits | 17,910,000 | 20,650,000 | 25,124,000 | 27,912,000 |
| Equity capital | 24,713,000 | 24,934,000 | 25,369,000 | 26,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,073,000 | 4,575,000 | 7,661,000 | 11,020,000 |
| Interest expense | 857,000 | 2,015,000 | 3,597,000 | 5,304,000 |
| Net interest income | 1,216,000 | 2,560,000 | 4,064,000 | 5,716,000 |
| Noninterest income | 307,000 | 629,000 | 952,000 | 1,347,000 |
| Noninterest expense | 1,702,000 | 3,545,000 | 5,459,000 | 7,656,000 |
| Provision for loan losses | 170,000 | 267,000 | 396,000 | 611,000 |
| Pretax income | -349,000 | -623,000 | -839,000 | -1,204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -349,000 | -623,000 | -839,000 | -1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,135,000 | 25,407,000 | 25,417,000 | 26,195,000 |
| Total capital | 26,619,000 | 26,989,000 | 27,128,000 | 28,117,000 |
| Risk-weighted assets | 139,090,000 | 157,038,000 | 171,064,000 | 182,913,000 |