Call reports 2004
MIDSOUTH BANK — 2004
What MIDSOUTH BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 44,047,000 | 55,369,000 | 67,160,000 | 68,976,000 |
| Total loans | 1,690,000 | 17,941,000 | 29,607,000 | 41,098,000 |
| Allowance for loan losses | 21,000 | 224,000 | 370,000 | 514,000 |
| Securities available for sale | 14,297,000 | 17,220,000 | 16,956,000 | 17,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,156,000 | 29,309,000 | 41,445,000 | 43,871,000 |
| Interest-bearing deposits | 14,630,000 | 24,812,000 | 33,693,000 | 36,546,000 |
| Noninterest-bearing deposits | 2,526,000 | 4,497,000 | 7,752,000 | 7,325,000 |
| Equity capital | 26,805,000 | 25,929,000 | 25,540,000 | 24,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 95,000 | 383,000 | 881,000 | 1,524,000 |
| Interest expense | 21,000 | 88,000 | 193,000 | 336,000 |
| Net interest income | 74,000 | 295,000 | 688,000 | 1,188,000 |
| Noninterest income | 51,000 | 105,000 | 178,000 | 326,000 |
| Noninterest expense | 795,000 | 1,730,000 | 2,714,000 | 3,761,000 |
| Provision for loan losses | 21,000 | 224,000 | 370,000 | 514,000 |
| Pretax income | -691,000 | -1,554,000 | -2,218,000 | -2,761,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -691,000 | -1,554,000 | -2,218,000 | -2,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,804,000 | 26,303,000 | 25,639,000 | 25,096,000 |
| Total capital | 26,825,000 | 26,527,000 | 26,009,000 | 25,610,000 |
| Risk-weighted assets | 11,883,000 | 29,093,000 | 43,317,000 | 50,237,000 |