Call reports 2003
FIFTH THIRD BANK, NORTHERN KENTUCKY, INC. — 2003
What FIFTH THIRD BANK, NORTHERN KENTUCKY, INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 1,414,699,000 | 1,401,434,000 | 1,515,664,000 |
| Total loans | 722,951,000 | 779,476,000 | 786,828,000 |
| Allowance for loan losses | 10,703,000 | 23,483,000 | 24,680,000 |
| Securities available for sale | 144,731,000 | 181,428,000 | 221,229,000 |
| Securities held to maturity | 8,033,000 | 6,765,000 | 6,456,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,140,931,000 | 1,143,238,000 | 1,153,085,000 |
| Interest-bearing deposits | 895,781,000 | 877,705,000 | 910,695,000 |
| Noninterest-bearing deposits | 245,150,000 | 265,533,000 | 242,389,000 |
| Equity capital | 112,316,000 | 111,920,000 | 116,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 14,714,000 | 29,220,000 | 43,651,000 |
| Interest expense | 4,223,000 | 7,773,000 | 11,088,000 |
| Net interest income | 10,491,000 | 21,447,000 | 32,563,000 |
| Noninterest income | 8,168,000 | 17,183,000 | 26,552,000 |
| Noninterest expense | 11,442,000 | 22,015,000 | 32,601,000 |
| Provision for loan losses | 1,145,000 | 14,625,000 | 17,061,000 |
| Pretax income | 7,097,000 | 2,628,000 | 10,080,000 |
| Income tax | 2,410,000 | 783,000 | 3,321,000 |
| Net income | 4,687,000 | 1,845,000 | 6,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 109,437,000 | 109,895,000 | 115,957,000 |
| Total capital | 140,140,000 | 145,258,000 | 151,885,000 |
| Risk-weighted assets | 1,265,002,000 | 1,220,884,000 | 1,265,511,000 |