Call reports 2002
FIFTH THIRD BANK, NORTHERN KENTUCKY, INC. — 2002
What FIFTH THIRD BANK, NORTHERN KENTUCKY, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,241,389,000 | 1,274,797,000 | 1,365,850,000 | 1,452,975,000 |
| Total loans | 612,130,000 | 685,072,000 | 705,975,000 | 682,441,000 |
| Allowance for loan losses | 9,049,000 | 10,161,000 | 10,462,000 | 10,105,000 |
| Securities available for sale | 311,611,000 | 332,299,000 | 275,176,000 | 220,552,000 |
| Securities held to maturity | 8,754,000 | 8,652,000 | 8,464,000 | 8,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 990,186,000 | 1,018,675,000 | 1,121,886,000 | 1,170,647,000 |
| Interest-bearing deposits | 929,877,000 | 965,387,000 | 1,069,475,000 | 1,105,726,000 |
| Noninterest-bearing deposits | 60,308,000 | 53,289,000 | 52,411,000 | 64,921,000 |
| Equity capital | 91,502,000 | 98,438,000 | 102,490,000 | 106,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 17,387,000 | 35,100,000 | 51,640,000 | 67,952,000 |
| Interest expense | 5,455,000 | 10,646,000 | 15,443,000 | 20,251,000 |
| Net interest income | 11,932,000 | 24,454,000 | 36,197,000 | 47,701,000 |
| Noninterest income | 6,554,000 | 13,581,000 | 21,174,000 | 29,152,000 |
| Noninterest expense | 9,322,000 | 17,477,000 | 26,811,000 | 38,159,000 |
| Provision for loan losses | -274,000 | 1,122,000 | 1,826,000 | 1,757,000 |
| Pretax income | 9,916,000 | 19,539,000 | 29,337,000 | 37,534,000 |
| Income tax | 3,371,000 | 6,656,000 | 9,977,000 | 12,771,000 |
| Net income | 6,545,000 | 12,883,000 | 19,360,000 | 24,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,841,000 | 94,929,000 | 98,106,000 | 101,767,000 |
| Total capital | 116,890,000 | 125,090,000 | 128,568,000 | 131,872,000 |
| Risk-weighted assets | 1,025,583,000 | 1,072,671,000 | 1,129,097,000 | 1,228,061,000 |