Call reports 2001
MIDDLESEX BANK & TRUST COMPANY — 2001
What MIDDLESEX BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,698,000 | 40,660,000 | 41,358,000 | 40,395,000 |
| Total loans | 20,391,000 | 22,484,000 | 21,418,000 | 22,705,000 |
| Allowance for loan losses | 303,000 | 333,000 | 348,000 | 348,000 |
| Securities available for sale | 16,059,000 | 11,935,000 | 9,617,000 | 10,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,380,000 | 31,455,000 | 31,572,000 | 31,427,000 |
| Interest-bearing deposits | 27,811,000 | 28,165,000 | 28,123,000 | 26,872,000 |
| Noninterest-bearing deposits | 2,569,000 | 3,290,000 | 3,449,000 | 4,555,000 |
| Equity capital | 4,461,000 | 4,341,000 | 4,342,000 | 5,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,403,000 | 2,040,000 | 2,635,000 |
| Interest expense | 406,000 | 791,000 | 1,136,000 | 1,458,000 |
| Net interest income | 308,000 | 612,000 | 904,000 | 1,177,000 |
| Noninterest income | 14,000 | 30,000 | 42,000 | 63,000 |
| Noninterest expense | 444,000 | 893,000 | 1,356,000 | 1,836,000 |
| Provision for loan losses | 20,000 | 50,000 | 65,000 | 65,000 |
| Pretax income | -142,000 | -282,000 | -440,000 | -611,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -142,000 | -282,000 | -440,000 | -612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,529,000 | 4,389,000 | 4,231,000 | 5,026,000 |
| Total capital | 4,832,000 | 4,722,000 | 4,579,000 | 5,374,000 |
| Risk-weighted assets | 28,689,000 | 30,444,000 | 28,756,000 | 28,939,000 |