Call reports 2025
FIRST NATIONAL BANK — 2025
What FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 93,786,000 | 85,532,000 | 93,187,000 | 93,872,000 |
| Total loans | 38,508,000 | 34,686,000 | 36,830,000 | 41,355,000 |
| Allowance for loan losses | 839,000 | 843,000 | 856,000 | 870,000 |
| Securities available for sale | 45,455,000 | 44,972,000 | 43,014,000 | 43,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,542,000 | 81,602,000 | 87,835,000 | 88,199,000 |
| Interest-bearing deposits | 72,402,000 | 64,610,000 | 70,822,000 | 71,609,000 |
| Noninterest-bearing deposits | 18,140,000 | 16,992,000 | 17,013,000 | 16,590,000 |
| Equity capital | 2,990,000 | 3,625,000 | 4,995,000 | 5,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,128,000 | 3,188,000 | 4,214,000 |
| Interest expense | 435,000 | 821,000 | 1,210,000 | 1,615,000 |
| Net interest income | 681,000 | 1,307,000 | 1,978,000 | 2,599,000 |
| Noninterest income | 87,000 | 185,000 | 346,000 | 443,000 |
| Noninterest expense | 610,000 | 1,240,000 | 1,854,000 | 2,490,000 |
| Provision for loan losses | -67,000 | -85,000 | -105,000 | -105,000 |
| Pretax income | 225,000 | 337,000 | 494,000 | 576,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 225,000 | 337,000 | 494,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,833,000 | 9,345,000 | 9,502,000 | 9,584,000 |
| Total capital | 9,403,000 | 9,871,000 | 10,050,000 | 10,182,000 |
| Risk-weighted assets | 45,317,000 | 41,768,000 | 43,524,000 | 47,577,000 |