Call reports 2024
FIRST NATIONAL BANK — 2024
What FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 87,169,000 | 86,595,000 | 86,651,000 | 90,356,000 |
| Total loans | 34,430,000 | 37,652,000 | 36,365,000 | 41,472,000 |
| Allowance for loan losses | 1,307,000 | 1,333,000 | 1,367,000 | 902,000 |
| Securities available for sale | 47,087,000 | 46,348,000 | 47,184,000 | 45,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,074,000 | 83,900,000 | 82,430,000 | 85,981,000 |
| Interest-bearing deposits | 67,366,000 | 66,439,000 | 66,181,000 | 69,789,000 |
| Noninterest-bearing deposits | 17,708,000 | 17,461,000 | 16,249,000 | 16,192,000 |
| Equity capital | 1,740,000 | 1,818,000 | 3,391,000 | 2,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 2,077,000 | 3,137,000 | 4,245,000 |
| Interest expense | 401,000 | 777,000 | 1,153,000 | 1,696,000 |
| Net interest income | 622,000 | 1,300,000 | 1,984,000 | 2,549,000 |
| Noninterest income | 89,000 | 209,000 | 291,000 | 393,000 |
| Noninterest expense | 622,000 | 1,256,000 | 1,870,000 | 2,423,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | -1,103,000 | -954,000 | -817,000 | -718,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,103,000 | -954,000 | -817,000 | -718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,414,000 | 8,563,000 | 8,700,000 | 8,608,000 |
| Total capital | 8,928,000 | 9,088,000 | 9,220,000 | 9,182,000 |
| Risk-weighted assets | 40,264,000 | 41,230,000 | 40,712,000 | 45,593,000 |