Call reports 2023
FIRST NATIONAL BANK — 2023
What FIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 98,281,000 | 97,550,000 | 94,283,000 | 101,318,000 |
| Total loans | 31,860,000 | 32,775,000 | 31,526,000 | 34,668,000 |
| Allowance for loan losses | 1,192,000 | 1,224,000 | 1,229,000 | 1,274,000 |
| Securities available for sale | 64,318,000 | 62,242,000 | 60,329,000 | 62,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,772,000 | 83,817,000 | 83,043,000 | 87,897,000 |
| Interest-bearing deposits | 68,714,000 | 63,549,000 | 65,063,000 | 66,495,000 |
| Noninterest-bearing deposits | 20,058,000 | 20,268,000 | 17,980,000 | 21,402,000 |
| Equity capital | 740,000 | 507,000 | -626,000 | 2,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,794,000 | 2,772,000 | 3,754,000 |
| Interest expense | 233,000 | 602,000 | 998,000 | 1,587,000 |
| Net interest income | 634,000 | 1,192,000 | 1,774,000 | 2,167,000 |
| Noninterest income | 72,000 | 151,000 | 225,000 | 433,000 |
| Noninterest expense | 639,000 | 1,275,000 | 1,947,000 | 2,573,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 52,000 | 34,000 | 7,000 | -33,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 34,000 | 7,000 | -33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,467,000 | 9,448,000 | 9,422,000 | 9,326,000 |
| Total capital | 10,047,000 | 10,005,000 | 9,989,000 | 9,905,000 |
| Risk-weighted assets | 45,745,000 | 43,841,000 | 44,682,000 | 45,610,000 |