Call reports 2022
FIRST NATIONAL BANK — 2022
What FIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 94,931,000 | 91,766,000 | 98,060,000 | 98,422,000 |
| Total loans | 35,207,000 | 31,130,000 | 26,078,000 | 29,180,000 |
| Allowance for loan losses | 1,060,000 | 1,084,000 | 1,121,000 | 1,157,000 |
| Securities available for sale | 58,132,000 | 58,397,000 | 62,219,000 | 67,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,304,000 | 90,654,000 | 98,730,000 | 93,358,000 |
| Interest-bearing deposits | 70,306,000 | 71,428,000 | 76,574,000 | 70,353,000 |
| Noninterest-bearing deposits | 17,998,000 | 19,226,000 | 22,156,000 | 23,005,000 |
| Equity capital | 5,166,000 | 504,000 | -1,042,000 | 456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,459,000 | 2,241,000 | 3,037,000 |
| Interest expense | 64,000 | 126,000 | 204,000 | 361,000 |
| Net interest income | 660,000 | 1,333,000 | 2,037,000 | 2,676,000 |
| Noninterest income | 133,000 | 207,000 | 282,000 | 358,000 |
| Noninterest expense | 585,000 | 1,198,000 | 1,798,000 | 2,350,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 193,000 | 312,000 | 476,000 | 625,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 193,000 | 312,000 | 476,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,386,000 | 9,321,000 | 9,393,000 | 9,359,000 |
| Total capital | 9,958,000 | 9,854,000 | 9,925,000 | 9,915,000 |
| Risk-weighted assets | 45,286,000 | 42,042,000 | 41,980,000 | 43,859,000 |