Call reports 2021
FIRST NATIONAL BANK — 2021
What FIRST NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 88,629,000 | 87,667,000 | 92,223,000 | 93,790,000 |
| Total loans | 34,453,000 | 33,158,000 | 33,756,000 | 36,852,000 |
| Allowance for loan losses | 1,002,000 | 1,020,000 | 1,037,000 | 1,044,000 |
| Securities available for sale | 47,579,000 | 52,801,000 | 56,357,000 | 54,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,386,000 | 78,368,000 | 80,667,000 | 82,032,000 |
| Interest-bearing deposits | 64,769,000 | 60,996,000 | 64,666,000 | 64,048,000 |
| Noninterest-bearing deposits | 15,617,000 | 17,372,000 | 16,001,000 | 17,984,000 |
| Equity capital | 7,982,000 | 8,964,000 | 9,038,000 | 8,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,655,000 | 2,333,000 | 3,026,000 |
| Interest expense | 80,000 | 160,000 | 239,000 | 314,000 |
| Net interest income | 584,000 | 1,495,000 | 2,094,000 | 2,712,000 |
| Noninterest income | 76,000 | 145,000 | 211,000 | 491,000 |
| Noninterest expense | 543,000 | 1,133,000 | 1,698,000 | 2,287,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 114,000 | 552,000 | 639,000 | 972,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 552,000 | 639,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,885,000 | 9,140,000 | 9,135,000 | 9,193,000 |
| Total capital | 9,379,000 | 9,638,000 | 9,631,000 | 9,735,000 |
| Risk-weighted assets | 39,034,000 | 39,327,000 | 39,091,000 | 42,898,000 |