Call reports 2020
FIRST NATIONAL BANK — 2020
What FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 73,577,000 | 78,587,000 | 86,676,000 | 89,339,000 |
| Total loans | 30,443,000 | 35,576,000 | 38,724,000 | 37,939,000 |
| Allowance for loan losses | 1,197,000 | 914,000 | 932,000 | 988,000 |
| Securities available for sale | 41,216,000 | 39,657,000 | 45,937,000 | 48,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,430,000 | 69,094,000 | 73,274,000 | 76,089,000 |
| Interest-bearing deposits | 50,410,000 | 54,835,000 | 59,210,000 | 59,225,000 |
| Noninterest-bearing deposits | 13,020,000 | 14,259,000 | 14,064,000 | 16,864,000 |
| Equity capital | 7,205,000 | 9,099,000 | 9,289,000 | 9,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,581,000 | 2,306,000 | 3,039,000 |
| Interest expense | 77,000 | 176,000 | 267,000 | 353,000 |
| Net interest income | 647,000 | 1,405,000 | 2,039,000 | 2,686,000 |
| Noninterest income | 75,000 | 134,000 | 403,000 | 482,000 |
| Noninterest expense | 594,000 | 1,167,000 | 1,716,000 | 2,210,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 260,000 |
| Pretax income | 236,000 | 616,000 | 1,058,000 | 1,120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 236,000 | 616,000 | 1,058,000 | 1,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,438,000 | 8,634,000 | 8,984,000 | 8,771,000 |
| Total capital | 8,918,000 | 9,093,000 | 9,486,000 | 9,298,000 |
| Risk-weighted assets | 37,674,000 | 36,234,000 | 39,697,000 | 41,765,000 |