Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 75,158,000 | 69,352,000 | 71,742,000 | 70,798,000 |
| Total loans | 34,326,000 | 36,245,000 | 38,066,000 | 38,214,000 |
| Allowance for loan losses | 943,000 | 1,005,000 | 697,000 | 855,000 |
| Securities available for sale | 32,100,000 | 27,707,000 | 31,719,000 | 30,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,173,000 | 60,092,000 | 61,753,000 | 63,180,000 |
| Interest-bearing deposits | 53,819,000 | 48,741,000 | 51,062,000 | 51,653,000 |
| Noninterest-bearing deposits | 12,354,000 | 11,351,000 | 10,691,000 | 11,527,000 |
| Equity capital | 8,879,000 | 9,073,000 | 8,904,000 | 7,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 722,000 | 1,399,000 | 2,088,000 | 2,791,000 |
| Interest expense | 47,000 | 91,000 | 136,000 | 183,000 |
| Net interest income | 675,000 | 1,308,000 | 1,952,000 | 2,608,000 |
| Noninterest income | 83,000 | 167,000 | 248,000 | 339,000 |
| Noninterest expense | 515,000 | 1,054,000 | 1,576,000 | 2,131,000 |
| Provision for loan losses | 109,000 | 169,000 | 229,000 | 389,000 |
| Pretax income | 181,000 | 399,000 | 543,000 | 709,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 399,000 | 543,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,617,000 | 8,638,000 | 8,682,000 | 8,473,000 |
| Total capital | 9,138,000 | 9,163,000 | 9,191,000 | 8,971,000 |
| Risk-weighted assets | 41,173,000 | 41,609,000 | 40,494,000 | 39,517,000 |