Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 77,407,000 | 75,031,000 | 74,533,000 | 78,222,000 |
| Total loans | 32,590,000 | 35,209,000 | 38,385,000 | 39,330,000 |
| Allowance for loan losses | 731,000 | 774,000 | 743,000 | 875,000 |
| Securities available for sale | 31,897,000 | 35,455,000 | 32,906,000 | 31,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,513,000 | 66,452,000 | 63,875,000 | 69,470,000 |
| Interest-bearing deposits | 56,360,000 | 53,439,000 | 53,624,000 | 55,105,000 |
| Noninterest-bearing deposits | 12,153,000 | 13,013,000 | 10,251,000 | 14,365,000 |
| Equity capital | 8,792,000 | 8,395,000 | 8,832,000 | 8,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,376,000 | 2,134,000 | 2,896,000 |
| Interest expense | 50,000 | 97,000 | 145,000 | 194,000 |
| Net interest income | 652,000 | 1,279,000 | 1,989,000 | 2,702,000 |
| Noninterest income | 81,000 | 166,000 | 256,000 | 349,000 |
| Noninterest expense | 507,000 | 1,012,000 | 1,528,000 | 2,019,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 220,000 |
| Pretax income | 394,000 | 571,000 | 829,000 | 1,142,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 394,000 | 571,000 | 829,000 | 1,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,390,000 | 8,367,000 | 8,420,000 | 8,436,000 |
| Total capital | 8,898,000 | 8,902,000 | 8,964,000 | 9,012,000 |
| Risk-weighted assets | 40,363,000 | 42,566,000 | 43,324,000 | 45,775,000 |